LIFE INSURANCE
Canadian Residents Aged 40–80 May Qualify for Life Insurance Coverage
Explore Life Insurance Options to Help Protect Your Loved Ones
Seniors Choice offers life insurance to eligible Canadian residents aged 40–80. Coverage amounts depend on age and personal circumstances, with maximum available coverage of $250,000 for ages 40–60, $200,000 for ages 61–70, and $150,000 for ages 71–80. Life insurance provides a death benefit payable under the terms of the policy, subject to applicable conditions and exclusions.
Eligible Canadian residents aged 40–80 may apply for Seniors Choice life insurance without a medical examination or blood test. Applicants are asked health and lifestyle questions, and coverage is subject to eligibility requirements and policy terms. This product is not currently available in Quebec.
If a claim is approved, the policy's death benefit may help your beneficiaries cover funeral expenses, outstanding debts, mortgage payments, or other financial needs. Benefits are paid according to the policy terms and conditions.
Family Protection and Peace of Mind
Seniors Choice offers eligible Canadian residents the opportunity to request a personalized life insurance quote at no cost and with no obligation to purchase. A life insurance policy requires premium payments if purchased. Premiums depend on factors such as age, smoking status, selected coverage amount, and other individual circumstances. Final eligibility and coverage are subject to the insurer's terms.
Important Information
- Seniors Choice provides paid life insurance, not a government benefit or cash grant.
- Available to eligible Canadian residents aged 40–80. Not currently available in Quebec.
- Coverage ranges from $10,000 up to the applicable age-based maximum, subject to individual eligibility and policy terms.
- Requesting a quote is free. Purchasing a policy requires premium payments. Premiums vary according to individual circumstances and the coverage selected.
- No medical examination or blood test is required for application, but health and lifestyle questions apply. Approval is not guaranteed. Coverage exclusions and limitations apply, including the policy's suicide exclusion during the first two years.
Here’s How It Works
Step 1: Select your age group to explore available life insurance coverage options.
Step 2: Answer a few eligibility questions and request a personalized quote. A representative may contact you to discuss available coverage, premiums, and policy terms. There is no obligation to purchase.
Select Your Age
Explore the maximum life insurance coverage you may be eligible to apply for.
Maximum amounts are not guaranteed. Eligibility, available coverage, premiums and policy conditions depend on individual circumstances.
Get a Free Life Insurance Quote >No obligation to purchase. Policy premiums apply if you choose to buy coverage.